Insurance Claims Center

You handle the claim — with AI on your side.

Hail, wind, storm, fire, or roofing claim? Upload your adjuster estimate and photos. Our Claims Assistant compares it against industry standards (Xactimate-style pricing) to flag lowballs, missing line items, and under-scoped damages — then helps you draft a supplement request. When the claim's approved, we connect you with a pre-vetted Subhub crew to do the work.

Free to use • Bilingual (EN / ES) • Not legal advice

What the Claims Assistant does

Reviews your estimate

Spot missing line items, unit-price gaps, and scope your adjuster overlooked.

Flags lowball offers

Compare against Twin Cities labor + material costs and Xactimate-style pricing.

Drafts supplement requests

Generate professional rebuttal letters and return offers with specific line items.

Connects you with a vetted crew

Once approved, we hand you to a licensed Subhub contractor — roofing, framing, decks.

Start a claim review now

Describe your situation, paste figures from your adjuster's estimate, or upload photos of the damage and pages of your claim packet. The assistant streams answers in real time.

  • Adjuster estimates (paste numbers or upload photos)
  • Photos of hail, wind, fire, or storm damage
  • Roof, siding, gutter, or interior loss scopes
  • Spanish or English — just type in your language

Privacy: chats are processed by our AI provider to generate responses. Don't paste SSNs or full policy numbers. For legal questions, consult a licensed public adjuster or attorney.

Subhub Claims Assistant

AI-guided insurance claim help. Not legal advice.

Welcome to Subhub Residential Claims Assistant. How can I help with your insurance claim today? Feel free to upload any documents or photos of the damage.

Claim approved? We'll line up the crew.

Subhub coordinates pre-vetted, licensed crews across the Twin Cities and northern Minnesota. Roofing with Leo, framing with Mario, decks with JSA Construction, and more.

Get a Quote